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Privacy Policy

Effective Date: April 10, 2024 | Last Updated: March 27, 2025

Welcome to paywiseai. This Privacy Policy explains how we handle your data when you use our services. For terms and additional info, visit our Terms of Use.

What this Privacy Policy Covers

This Privacy Policy covers how we treat Personal Data that we gather when you access or use our Services. “Personal Data” means any information that identifies or relates to a particular individual.

Personal Data

Categories of Personal Data We Collect

  • Profile or Contact Data (e.g., name, email address)
  • Payment Data (e.g., payment card details, billing address)
  • Device/IP Data (e.g., IP address, device ID, operating system)
  • Social Network Data (e.g., social media login credentials)
  • Geolocation Data (e.g., location information from your IP address)
  • Biometric Data (e.g., facial recognition data, fingerprints)
  • Sensory Data (e.g., photos, videos, recordings)
  • Categories of Sensitive Personal Data (e.g., health information, racial/ethnic origin)

Our Commercial or Business Purposes for Collecting Personal Data

  • Providing, customizing and improving our Services
  • Processing transactions and payments
  • Sending you communications about the Services
  • Marketing and advertising

Tracking Tools, Advertising and Opt-Out

We use essential, performance, and advertising cookies to improve your experience. Cookies are small pieces of data used to track usage patterns and provide targeted advertising. You can manage cookie preferences in your browser settings or by visiting our Cookie Settings page.

Session Replay Technology

We may use session replay technology to monitor how users interact with our Services to better understand user behavior and resolve customer issues.

Data Security

We implement physical, technical, and organizational security measures to protect your Personal Data. However, no system is completely secure, and we cannot guarantee the absolute security of your data.

Data Retention

We retain your Personal Data for as long as necessary to provide our Services, comply with legal obligations, resolve disputes, or as required by applicable law. We may retain data in an anonymized form for business purposes.

State Privacy Rights

California Resident Rights

If you're a California resident, you have rights under the California Consumer Privacy Act (CCPA) including the right to access, delete, and opt-out of the sale of your Personal Data. For more information, please visit the California Privacy page.

Colorado, Connecticut, Virginia, and Utah Resident Rights

Residents of Colorado, Connecticut, Virginia, and Utah also have rights to access, delete, and correct Personal Data under respective state privacy laws. Please see the State Privacy Rights page for more details.

European Union, United Kingdom, and Swiss Data Subject Rights

If you're a resident of the EU, UK, or Switzerland, you have rights under the GDPR regarding your Personal Data, including the right to access, correct, delete, or withdraw consent. For more details, visit our GDPR Privacy page.

Contact Us

If you have any questions or concerns regarding your Personal Data or your rights, please contact us at: